Is it possible to buy a loan on Aliexpress? What banks give installments or credit for Aliexpress, under what kind of percentage?

In this article we will discuss the possibility of purchasing goods on credit.

On the Aliexpress it is often carried out by different thematic sales in "MOLLA".

Those who have not yet done shopping on the site Aliexpresswe recommend reading an article "How to make the first order for Aliexpress: step-by-step instruction".

Is it possible to buy goods to Aliexpress on credit?

Shopping on credit for Aliexpress

For many, yes even for everyone has become a big surprise that Aliexpress i decided to trade things on credit and installments. And the launch of this project was carried out with the opening of the section "Lightning".

According to the administration plan, the first time installments will be provided only on the goods exhibited in "MOLLA", And after the complete development of the system, the offer will act throughout the site.

Posted by installments   Tinkoff BankTherefore, it should not be doubted as the presented product, since for both sides such an idea is very beneficial and they cannot fall into the dirt face.

Map Tinkoff Aliexpress

If we consider that the administration sent a lot of effort to development "MOLLA" In order to become a worthy competitor Yandex.Marketuthen the prices for goods will be one of the most profitable, and if they add the possibility of installments, and cashback, I find something similar in general is unlikely to succeed.

The success of the project is precisely guaranteed that people would say there. Aliexpress every year it grows and develops and, it seems, it is not going to stop at this.

Conditions of installments and lending to Aliexpress

Lending conditions for Aliexpress

Today, the sales of stores from Russia make up about 5% of the entire turnover of the site. Undoubtedly, making installments and lending, interest in Russian sellers will increase. As we said, the first time to buy on credit will be only the goods. "MOLLA"Well, later the system will spread to all goods.

At first, there were rumors that this project would work together with Sberbank, but still in the end the partner became Tinkoff Bankwith which the company has been working for a long time and they have even a joint card for purchases with additional cachembek.

The interest rate on the loan is established to each client individually, so what to say exactly what it will not work. You will find all the necessary information on a special page where there are also documents.

If you do not want to delve into the nuances and study the documents, we will try to tell the highlights in a more affordable language. So, it will be available on the site, both installments and credit. The interest rate is from 29% - a loan and from 23.4% - installments.

Launch times range from two months to 2 years. But installments give a maximum for a year. Of course, there is always the possibility of early payment. Thus, buying a smartphone, you will not have to make money for it immediately. Now it can be done by parts.

Conditions of purchases of goods on credit in the online store AlExpress

Purchase on credit for aliexpress

It is not yet known whether Cashback will be provided for goods that are purchased on credit, but if such an opportunity is provided, the conditions will become even more attractive. Most likely, after launching lending, cards for purchases on Aliexpress it will stop being issued, and therefore it is better to take advantage of the offer until it acts.

Credit on Aliexpress any citizen of the Russian Federation is provided from 20 to 70 years. And if you get a failure, it will be possible to try again in a month. Usually, if you have no problems with the law and a good credit history, then it's not for what and the loan will approve.

In the framework of the Credit Program, you can buy products for a total amount from 3 to 100 thousand rubles. To get a credit limit, you do not even need to visit the bank office, as you can leave an application yourself. From the documents you will need only a passport.

After registration of the credit limit, all purchases will be performed in one touch and you will not have anything else to fill.

Credit Conditions on the official page Aliexpress here.

How to pay for an aliexpress loan?

How to pay a loan received for Aliexpress?

Every month you need to make payments even regardless of the total number of purchases. This can be done in a connected, Euroset, marathon, biline and mts. The fee for payments is not charged.

Undoubtedly, such innovation will make a breakthrough on the Russian Internet market, which means that it will be what. Initially "Lightning" was created to press Yandex Market And, probably, it is destined to come true, because installments and credit create favorable conditions for shopping.